The right loan, matched to you.
From personal and business loans to home loans and loans against property — every application is checked against multiple lenders before you apply, and guided by a Popular Capital advisor till disbursal.
Every application, backed by one advisor
No running between branches — your eligibility is checked, your documents are reviewed and your loan is tracked, all in one place.
Pre-checked eligibility
Matched across 15+ banks and NBFCs before you apply, so you only apply where you'll get approved.
One relationship manager
The same advisor guides you from application through to disbursal, across every loan type.
Fast turnaround
Most applications are reviewed within 24–72 hours of documents being submitted.
More than a loan — complete assistance from Popular Capital
Beyond matching you to a lender, we guide you through the decision and handle the paperwork that usually slows applications down.
Financial Consultation & Guidance
Not sure which loan fits your situation? Talk to a Popular Capital advisor about your income, obligations and goals before you apply — so you borrow the right amount, at the right product, the first time.
Talk to an AdvisorLoan Documentation & Application Support
KYC, income proof, property papers, co-applicant forms — we help you gather, check and submit every document correctly, so your application doesn't get stuck or rejected on paperwork.
Get Documentation HelpExplore all 14 loan types
Pick a loan on the left to jump straight to its rates, tenure, eligibility and documents.
Home Loan
Buy, construct or renovate your homeFinance for purchase, construction, extension or renovation of a residential property, with long tenures and competitive rates across multiple bank partners.
Eligibility
- Salaried & self-employed applicants
- Age 21–65 years
- CIBIL score 700+ preferred
Documents
- KYC & address proof
- Income proof / ITR
- Property documents
Personal Loan
Collateral-free funds, disbursed fastUnsecured funding for weddings, medical needs, travel or any personal requirement — no collateral, disbursed within days of approval.
Eligibility
- Salaried, min. income ₹20,000/mo
- Age 21–60 years
- Stable employment history
Documents
- KYC & PAN
- 3 months' salary slips
- Bank statement
Business Loan
Working capital & expansion fundingUnsecured and secured funding options for working capital, inventory, equipment or expansion — sized to your business turnover and vintage.
Eligibility
- 2+ years business vintage
- Min. turnover ₹10 Lakh/yr
- Profitable in last FY (preferred)
Documents
- KYC & business proof
- GST returns
- ITR & bank statements
Vehicle Loan
New & used car, two-wheeler financeFinance for new or used cars and two-wheelers, with funding up to 100% of the on-road price for select models.
Eligibility
- Salaried & self-employed
- Age 21–65 years
- Valid driving license (if applicable)
Documents
- KYC & income proof
- Vehicle quotation
- Bank statement
Education Loan
Study in India or abroadCovers tuition, hostel and living expenses for higher education in India or abroad, with moratorium during the course period.
Eligibility
- Confirmed admission offer
- Co-applicant (parent/guardian)
- Recognised institution
Documents
- Admission letter & fee structure
- Academic records
- Co-applicant KYC & income proof
Gold Loan
Same-day funds against gold jewelleryQuick funding against gold ornaments with minimal paperwork — ideal for urgent, short-term needs.
Eligibility
- Gold ornament ownership
- Age 18+ years
- Valid KYC
Documents
- KYC & address proof
- Gold for on-spot valuation
Loan Against Property
Unlock the value of owned propertyLeverage residential or commercial property you own for large-ticket funding, at rates lower than unsecured loans.
Eligibility
- Clear, marketable property title
- Salaried or self-employed
- Stable income source
Documents
- KYC & income proof
- Property title documents
- Bank statement
MSME Loan
Funding for micro, small & medium enterprisesCollateral-friendly funding for registered MSMEs to purchase equipment, manage working capital or expand operations.
Eligibility
- Udyam/MSME registration
- 1+ year business vintage
- Regular GST filings
Documents
- Udyam certificate
- GST returns & ITR
- Bank statements
PM Mudra Loan
Collateral-free micro & small enterprise fundingGovernment-backed, collateral-free funding under Shishu, Kishor and Tarun categories for non-farm micro and small enterprises.
Eligibility
- Non-farm micro/small enterprise
- No prior loan default
- Valid business proof
Documents
- KYC & business plan
- Bank statements
PMAY Housing Loan
Interest-subsidised home loan schemeHome loans under the Pradhan Mantri Awas Yojana, with interest subsidy for eligible EWS, LIG and MIG applicants.
Eligibility
- First-time homebuyer
- Falls under EWS/LIG/MIG income slab
- No other pucca house owned
Documents
- KYC & income proof
- Property documents
Loan Balance Transfer
Move your existing loan to a lower rateTransfer your running home, personal or business loan to a lender offering a lower rate, and reduce your EMI or tenure.
Eligibility
- Clean repayment track record
- 12+ EMIs paid on existing loan
Documents
- Existing loan statement
- Foreclosure letter & KYC
OD / CC Loan
Overdraft & cash credit for businessesA revolving credit line against stock, receivables or property — draw funds as needed and pay interest only on the amount used.
Eligibility
- Running business, 2+ years vintage
- Regular banking turnover
Documents
- GST returns & ITR
- Bank & stock statements
Tractor Loan
Finance for farm & agri-business equipmentFunding for new or used tractors and farm equipment, sized to your land holding and agricultural income.
Eligibility
- Farmers & agri-business owners
- Proof of land ownership
Documents
- KYC & land documents
- Tractor quotation
Micro Loan
Small-ticket funding for micro businessesFast, small-ticket loans for micro-entrepreneurs, small traders and self-help group members, with minimal documentation.
Eligibility
- Small business or SHG membership
- Valid local address proof
Documents
- KYC & business proof
- Group guarantee (if applicable)
From enquiry to disbursal, in four steps
One simple process across every loan type, with full visibility at every stage.
Tell us what you need
Share the loan type and amount you're looking for in a two-minute enquiry.
We match & compare
Your profile is checked across multiple banks and NBFCs for the best rate you qualify for.
Advisor reviews documents
A dedicated advisor verifies your paperwork and submits it to the matched lender.
Funds disbursed
Once approved, funds are credited directly to your account — tracked till it's complete.
See where you get the best rate
Indicative starting rates across our top lender partners — your advisor confirms the exact offer after checking your profile.
| Bank / NBFC | Home Loan | Personal Loan | Business Loan | Processing Fee | Max Tenure |
|---|---|---|---|---|---|
| SBI | 8.50% p.a. | 11.15% p.a. | 11.90% p.a. | Up to 0.35% | 30 Years |
| HDFC Bank | 8.60% p.a. | 10.99% p.a. | 11.50% p.a. | Up to 0.50% | 30 Years |
| ICICI Bank | 8.75% p.a. | 11.25% p.a. | 11.49% p.a. | Up to 0.50% | 25 Years |
| Axis Bank | 8.80% p.a. | 11.40% p.a. | 12.00% p.a. | Up to 1.00% | 30 Years |
| Kotak Mahindra | 8.85% p.a. | 11.50% p.a. | 12.25% p.a. | Up to 0.50% | 20 Years |
| Bajaj Finserv | 8.95% p.a. | 11.99% p.a. | 13.00% p.a. | Up to 2.00% | 15 Years |
| IDFC First Bank | 8.90% p.a. | 11.69% p.a. | 12.50% p.a. | Up to 1.00% | 30 Years |
Common questions about loans
Still unsure about something? Talk to an advisor — we're one enquiry away.
How is my loan eligibility decided?
Eligibility depends on your income, existing obligations, credit score and the lender's policy for that loan type. We run a pre-check across multiple banks and NBFCs before you apply, so you only apply where you're likely to get approved.
Will checking my eligibility affect my CIBIL score?
No. Our initial eligibility and CIBIL check is a soft enquiry and has zero impact on your credit score. Your score is only affected once you formally apply with a chosen lender.
What documents do I need to apply?
At minimum, KYC (PAN & address proof) and income proof (salary slips or ITR). Each loan type has a few additional documents — see the "Documents" list under that loan above, or ask your advisor for a checklist.
How long does disbursal take after approval?
Most unsecured loans (personal, gold, micro) disburse within 24–72 hours of approval. Secured loans like home loans and loan against property typically take 5–10 days due to property verification.
Can I apply for more than one loan type at once?
Yes. If you need, say, a business loan and a loan against property together, your advisor can run both applications in parallel with the matched lenders.
What our loan customers say
Real experiences from people who got their loans through us.
“I checked my CIBIL score before applying anywhere else. They matched me to a lender who approved my home loan in three days.”
Priya SharmaHome Loan Customer“My business loan and OD limit were sanctioned together. Saved me weeks of running between bank branches.”
Rakesh GuptaBusiness Loan Customer“Got a tractor loan for my farm within five days, with way less paperwork than I expected.”
Sunita YadavTractor Loan CustomerNot sure which loan fits you?
Tell us what you need — we'll match you to the right loan, lender and rate.